The Pensions Regulator has come across a number of instances where employers had agreed to opt staff out of a workplace pension before they’d been enrolled. Whether your intentions are to make things easier for your staff or avoid paying into their pension scheme, the law is the same. They can’t opt out before you put them into a pension scheme, even if they’ve told you it’s what they want. This action would be non-compliance with your auto-enrolment legal duties as an employer, the regulator has issued a reminder to employers on the key steps to follow.