Expression of Wish Form

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Expression of Wish Form

IMPORTANT

If a contributing member dies in service before retirement there will be a lump sum payment made based on a multiple of the member’s pensionable earnings before they died. This will be paid at Trustee discretion to entitled beneficiary or beneficiaries. There is also the facility for members to complete an Expression of Wish Form advising the Trustee who they would like to receive any lump sum benefit due. Although not binding, the Trustee will take this into account when deciding and will make every effort to meet members’ wishes where possible.

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CASE IN POINT……

Recently there was a case referred to the Trustee Board where a member had died in service without completing an Expression of Wish form or leaving a will.

The member was separated from his spouse and left non-dependant children.

To whom should the death in service benefit be paid, if anyone? This was a difficult decision for the Directors to make as they could not be sure what the member would have wanted, they did not know what his relationship was with either his spouse or his children. Investigation was made and although the evidence was not conclusive, the Directors made a decision based on what information was available.

The final decision as to who benefits are payable to will always be made by the Trustee Board but wherever possible members wishes will be taken into account. As detailed in case study above it is not always easy to determine what those wishes are without having an up-to-date Expression of Wish form to refer to!

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May Payslips and P60s

There will be a short delay in posting out payslips this month. These will be issued with your P60s within the next 2 weeks

You should have received your May pay on 30 April.