If you die before your pension starts, a lump sum benefit will be payable equal to the total of your contributions to the Scheme together with interest.
For any period where members built up benefits on the Basic and Higher Benefit Scales, a spouse’s, civil partner’s or dependant’s Pension equal to 50% of the total of your preserved pension at the time of your death will also be paid. If you die after Normal Retirement Date, such preserved pension will be calculated as if you retired immediately before death and had not converted any pension into a lump sum. For any period where members built up benefits on the 2017 Benefit Scale, no spouse’s, civil partner’s, children’s or dependant’s pensions are payable following death in deferment.
For members on the Basic and Higher Benefit Scales who were in pensionable service on the Closure Date, a children’s pension equal to 1% per annum of the lump sum death benefit of an advanced plumber (basic scale) will be made in respect of each child (up to a maximum of 4) until he or she reaches 18 years of age.