If you take paid or statutory family leave (including maternity, paternity or adoption leave), you and your employer will continue to contribute to the Scheme so this time will count as pensionable service. You will earn pension credits based on the earnings you would have received if you were working normally. Your pension contributions during this period will be based on the earnings you get while you’re off work, and your employer makes up the difference.
If you take unpaid family leave (including maternity, paternity or adoption leave), you and your employer will stop contributing to the Scheme so this time will not count as pensionable service. However, if:
- you die during a period of unpaid family leave, benefits will be payable as if you had returned to work immediately before your death.
- you are unable to return to work due to incapacity at the end of a period of unpaid family leave, any incapacity pension will be paid as if you had left service due to incapacity on the date you would have returned to work.
During any other period of paid Family Leave, benefits only accrue on the actual earnings received, unless the Trustee and your employer agree other terms which are no less favourable to you.